LANSING – Military and veteran families across Michigan are enjoying this holiday season in their own homes, thanks to the Michigan Veterans Homeowners Assistance Program (MiVHAP).

The program, which launched in May, has granted more than $1.5 million to more than 250 military service members, veterans and their families affected by the foreclosure crisis. For some families, this has meant getting the help they needed to remain in their homes. For others, it has put them back on the path to financial stability after losing their home.

The positive impacts these grants have had on their recipients is immeasurable,” said Anne Dutcher, Michigan Veterans Trust Fund administrator. “This program is making a significant contribution to the quality of life for our military members and their families in Michigan.”

MiVHAP provides financial assistance to Michigan military service members, veterans and their families who have struggled with the consequences of the mortgage foreclosure crisis. The program is open to military service members: Active, Reserve, Air and Army National Guard, and honorably discharged veterans living or having lived in a home in Michigan since 2006 and suffering hardship due to the foreclosure crisis. Surviving spouses of Michigan military service members whose death occurred in combat since 2006 and currently face foreclosure challenges may also be eligible for financial assistance.

MiVHAP is administered by the Michigan Veterans Trust Fund (MVTF) state office staff, though it is a separate program from the MVTF. Grants are awarded on a first-come, first served basis and will continue to be made until the money runs out. Grants that are awarded are sent directly to vendors, including lenders or government entities owed back taxes. Each grant is based on an individual applicant’s circumstances, but priority is given to requests seeking to avoid mortgage defaults, foreclosure and property tax foreclosure.

MiVHAP was made possible by the National Mortgage Settlement, which addressed allegations of faulty foreclosure processes and poor servicing of mortgages that harmed Michigan homeowners. Michigan’s Attorney General targeted $5 million of the funds to be used strictly for veterans and service members.

How to Apply for MiVHAP Grants:

Military service members and veterans interested in applying for MiVHAP grants can request applications and obtain more information by calling 517-284-5296 or by going online to http://bit.ly/1c1HQ6G. Requests by mail may be sent to: Michigan Veterans Trust Fund, MiVHAP, P.O. Box 30104, Lansing, MI 48909. Completed applications may also be faxed to 517-284-5297.


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