MEDIA CONTACT: Andrea Bitely Megan Hawthorne 517-373-8060

Legislation halts $10 fee being charged to Michigan residents who freeze their credit

LANSING, MI – Michigan Attorney General Bill Schuette today praised the Michigan House and Senate for passing legislation that amends the Security Freeze Act to prohibit a consumer reporting agency from charging a fee for placing, temporarily lifting, or removing a security freeze on a consumer’s credit report.

Schuette worked with the legislature to get this bill passed following the 2017 Equifax security breach that left many Michiganians scrambling to freeze their credit, only to discover the associated fees.

Under current law, a consumer reporting agency is allowed to charge a fee of up to $10 to place, temporarily lift, or remove a credit report security freeze. The fee must be waived if the consumer has filed a police report alleging identity theft.

“No one should be charged a fee when their personal information is breached through no fault of their own, nor should they be charged for taking preventative measures to protect themselves from identity theft,” said Schuette. “I thank the legislature for moving this to the Governor’s desk for signature, and encourage the Governor to sign this legislation quickly.”


Schuette joined with more than 40 other states and the District of Columbia in an investigation of credit giant Equifax in September 2017. The investigation remains open.

If you are uncertain as to whether your credit was breached, Schuette encourages Michigan residents to go to Equifax’s Cybersecurity Incident & Important Consumer Information website to see if your information has been impacted.

You can also read Equifax’s FAQ for Consumers; Progress Updates for Consumers; and Notice of Data Breach to keep up on the latest announcements from Equifax.

Schuette previously released a Consumer Alert for Michigan residents on the use of a credit freeze and what to look for on your credit report.


For general consumer questions or complaints, you may reach the Attorney General’s Consumer Protection Division at:

Consumer Protection Division

P.O. Box 30213 Lansing, MI 48909


Fax: 517-241-3771

Toll free: 877-765-8388


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